Comment DEAL below for a promo code to my new The Money School course, where I break down how to invest wisely in crypto and everywhere else. Crypto isn’t swinging on vibes. It’s reacting to the only three levers that matter: rates, liquidity, and regulation. When the Fed delays cuts, risk money steps back. When ETF flows slow, the rally slows with it. And every SEC headline moves the market faster than any tweet ever could. If you’re in crypto, track those three. That’s the real story. | Nicole

If you’re looking to get into the market right now for the first time during this low, here’s a starter kit of ETFs (exchange-traded funds). Of course and as always, do your own research but this is a good place to start exploring: VOO – Tracks the S&P 500 (similar to: SPY, IVV) QQQ – Tracks the Nasdaq-100 (similar to: QQQM, ONEQ) DIA – Tracks the Dow Jones Industrial Average (similar to: DJD, UDOW) GLD – Tracks gold (similar to: IAU, GLDM) VT – Tracks the total global stock market (similar to: